With a personal loan you borrow a fixed amount in advance. When the loan is taken out, the interest rate and term are fixed.
Suitable investment product
Safe wealth accumulation
With a revolving credit you get a credit limit. That is the maximum amount that you can borrow. You can withdraw the entire amount at once or in parts. From the moment you have withdrawn money, you also start paying back. You pay a fixed amount every month. Have you refunded the full amount? Then you can borrow again.
Choice of different lenders
Cover against incapacity for work and/or unemployment